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Smart protection for your health, family and future
From focused protection to long-term capital strategies —
GPI Group helps you choose the right insurance solution for your goals and budget.
Start your journey in three simple steps!
01.
Book a short call
Schedule a brief call with a GPI adviser to discuss your situation, goals and priorities.
02.
Receive a tailored proposal
We design a personalised insurance solution based on your preferences and budget.
03.
Put the right protection in place
Once you’re comfortable with the solution, we guide you through the setup and ensure everything is structured correctly.
Choose your solution
Four insurance solutions — one tailored approach
Critical Illness Insurance
Designed to provide financial support when serious illness strikes — helping you focus on recovery, not costs.
- Provides a lump-sum payout when a covered critical illness is diagnosed, helping to manage immediate and ongoing expenses.
- Includes protection for illnesses such as cancer, heart attack, stroke and other defined critical conditions.
- Offers monthly cash support options to help replace lost income while recovering.
- Funds can be used for treatment, rehabilitation, lifestyle adjustments or family support — not limited to hospital costs.
- Future premiums may be waived following a qualifying critical illness claim (subject to policy terms).
Whole-Life Insurance
Combines life insurance protection with a structured approach to long-term financial planning.
- Provides long-term life cover to support family protection, estate planning and legacy objectives.
- Account value linked to major global indices such as the S&P 500 and Nasdaq-100, offering exposure to market growth.
- Designed to support retirement planning, income strategies and long-term wealth structuring.
- Funds accumulate within the structure while maintaining insurance protection.
- Includes a 0% floor, protecting the account value from negative market performance.
Term Life Insurance
A simple and effective form of life insurance designed to provide financial support to loved ones in the event of death — without investment or cash value components.
- Provides cover for a defined period, ensuring financial security for dependants during key life stages.
- Pays a predefined amount to nominated beneficiaries if the policyholder passes away during the policy term.
- Simple policy design with transparent premiums and defined coverage period.
- Often used to cover mortgages, education costs or income replacement for dependants.
- Typically offers higher coverage amounts at lower premiums compared to permanent life insurance solutions.
SunJoy Global Insurance Plan II
Designed for individuals and families seeking a structured way to grow wealth over time — combining long-term savings, flexible access, and efficient wealth transfer within a globally diversified framework.
- Choose between 2-pay or 5-pay structures, allowing you to complete funding early while benefiting from long-term policy growth.
- Design how and when beneficiaries receive funds — as lump sums, instalments, or milestone-based distributions.
- Make withdrawals when needed, including international transfers, helping you adapt to changing financial needs across different life stages.
- Built-in mechanisms such as premium holidays and waiver options help maintain the policy during unexpected life events.
- Transfer wealth efficiently across generations with options such as policy continuation, splitting, and flexible beneficiary structures.
GLOBAL REACH, LOCAL EXPERTISE
Insurance solutions —wherever life takes you
Why Insurance Matters More Today
Insurance coverage is expanding
Health risks are rising worldwide — and so are protection gaps.
Over 500 million adults live with diabetes globally, while chronic conditions have increased by 12–17% in the past five years.
Heart disease, stroke and cancer remain the leading health threats, with cancer now affecting 1 in 5 people during their lifetime.
At the same time, medical and hospitalisation costs continue to rise, putting increasing financial pressure on individuals and families.
More people are responding by securing insurance protection:
55% of adults in the United States hold life insurance, with ~80% covered by health insurance.
Across Western Europe, life insurance coverage reaches 45–60% of adults.
Australia reports coverage of around 40–45%, while major Asian markets show 35–50% penetration (excluding Japan) and growing demand.
These trends confirm one thing: insurance is no longer optional — it is a core element of modern financial planning.
- Protecting your family’s future
- Managing rising medical costs
- Maintaining financial stability even in crisis
- Planning ahead with confidence
A flexible solution
Who can benefit from insurance solutions TODAY?
Modern insurance is no longer only about emergencies.
It plays a key role in protecting income, lifestyle, family security and long-term financial stability — especially in an increasingly uncertain world.
Our insurance solutions are designed for individuals and families who want clarity, flexibility and peace of mind at different stages of life.
A smart insurance solution
About GPI group
Expert insurance solutions for everybody
GPI Group specialises in insurance solutions designed to protect individuals and families in an increasingly complex and globalised world.
We work with clients who live, work or hold assets across borders, helping them secure the right level of protection — from focused health coverage to long-term life insurance strategies — based on their personal circumstances and priorities.
Our approach is advisory and tailored. Rather than promoting one-size-fits-all products, we assess risk, lifestyle and long-term objectives to structure insurance solutions that provide clarity, flexibility and peace of mind.
With international expertise and access to established insurers, GPI Group supports clients in building protection strategies that remain effective wherever life takes them.
Reviews
What our clients say
Claire Donnelly
"I'm a single mother with a mortgage and two kids in school. GPI helped me set up term life cover that protects everything I've built — at a monthly premium that actually fits my budget. Straightforward advice, no upselling, just exactly what I needed."
Tomáš Bureau
"My father had a heart attack at 58 and it wiped out his savings within a year. I wasn't going to let that happen to my family. GPI walked me through the critical illness options and I was covered within days. That policy is the best financial decision I've made."
Elena Kovářová
"I wanted protection for my family and a structure that actually builds value over time. GPI explained the whole-life solution clearly — the investment component, the 0% floor, all of it. Two years in and I finally feel like my finances have a proper long-term plan behind them."
David Okafor
"We used the SunJoy plan to structure how our wealth passes to our children — on our terms, not just as a lump sum. The flexibility around distributions and beneficiary structures was exactly what we were looking for. GPI understood our goals from the very first call."
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families covered across Europe
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Years of experience
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faq
Our clients questions
Choosing the right insurance solution often comes with questions. Below are answers to some of the most common topics our clients ask about when exploring health and life insurance options with GPI Group.
Why choose GPI Group?
Choosing the right insurance today is not just about coverage — it’s about understanding risk, protecting what matters most and making informed decisions with confidence.
At GPI Group, we focus on insurance solutions, not generic products. Our role is to help you navigate complex choices and structure protection that fits your life, priorities and budget — without unnecessary complexity or pressure.
- Insurance-first advisory approach
- Tailored solutions, not one-size-fits-all products
- International perspective
Support
Our team supports you at every stage — from initial assessment to policy setup and ongoing review. Whether you are exploring health protection, long-term life insurance or a combination of solutions, we ensure the process is clear, structured and aligned with your needs.
With GPI Group, you gain not just insurance coverage, but clarity, continuity and peace of mind.
Phone
+351 300 305 219
Protect what matters most — with the right insurancesolution
Need A Consultation ? Book a free meeting today or email us at office@gpieurope.eu
Smart insurance solutions for peace of mind
Contact
Support
- Location : Rua Dr. Brito Câmara, nº 20 - 1º , 9000-039 Funchal, Madeira, Portugal
- Phone : +351 300 305 219
- Email :office@gpieurope.eu
- Work Hours : Mon - Tue : 09:00 AM - 18:00 PM
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